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Student budget and blocked account calculator

For a German student visa you usually show money in a blocked account (Sperrkonto). You can then withdraw €992.00 per month. Enter your expected costs to see whether that covers your life in Ulm, Neu-Ulm or Heilbronn, and how much extra money you need at the start.

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Blocked account
months

Usually 12 for a student visa. Check the requirement in your visa letter.

Monthly costs
€ / month

Including service charges (Nebenkosten). Check your offer or contract.

€ / month

The monthly amount from your insurer.

€ / month
€ / month

Semester ticket, Deutschlandticket or bike costs.

€ / month
€ / month

E.g. broadcasting fee (Rundfunkbeitrag) if it applies to you, hobbies.

Other income
€ / month

Part-time job, scholarship or family support. Leave empty if none.

One-off costs at the start
€

Rent without service charges. The deposit is based on this.

months

Shown in your rental offer.

€

Shown on your university admission or enrolment letter.

€

Furniture, kitchen items, first groceries.

Your result

Pay into the blocked account
€11,904.00
Left over each month
€992.00
Extra money needed at the start
€0.00

How this was calculated

  1. Amount to pay into the blocked account: €11,904.00€992.00 per month × 12 months.
  2. Monthly costs: €0.00No monthly costs entered.
  3. Monthly money available: €992.00Blocked account payout €992.00. You can withdraw at most this amount each month.
  4. Left over each month: €992.00€992.00 available − €0.00 costs.
  5. One-off costs at the start: €0.00Rent deposit €0.00 (0 × €0.00 cold rent) + semester fee €0.00 + setup €0.00. These are not covered by the monthly payout, so you need this money on top of the blocked account.

Updated

Sources

Estimate only. This is general information, not legal, visa or tax advice. Rules can change and your case may differ. Always check with the responsible office.